Important Disclaimer & Risk Warnings
Important Financial Services Notice
Past performance does not guarantee future results and investment values may fall as well as rise.
All investments carry risk of capital loss. Please consider your financial situation and seek professional advice before investing.
July 25, 2025: July 25, 2025
This disclaimer governs your use of our financial planning services and website. By accessing our services, you acknowledge and agree to these terms and risk warnings.
General Information Disclaimer
The information provided on this website is for general informational purposes only and does not constitute financial advice. All content is provided in good faith, however we make no representation or warranty regarding accuracy, adequacy, validity, reliability, or completeness of any information.
Individual circumstances vary significantly and generic information may not be suitable for your specific financial situation. Always consult qualified financial advisors before making investment decisions.
Limitation of Liability
To the fullest extent permitted by Australian law, we exclude all liability for losses arising from your use of our services, including but not limited to:
- Direct or indirect financial losses from investment decisions
- Opportunity costs or lost profits from delayed or missed transactions
- System downtime, technical errors, or data transmission failures
- Third-party advice, recommendations, or market information accuracy
Our total liability is limited to the subscription fees paid in the 12 months preceding any claim.
Information Accuracy Statement
While we strive to provide accurate and up-to-date information, financial markets change rapidly and information may become outdated quickly.
Accuracy Limitations
- Market data may be delayed by up to 20 minutes
- Third-party information accuracy cannot be guaranteed
- Historical performance data is subject to revision
Financial Services Disclaimer
Our services are provided under Australian Financial Services regulations. Investment advice is general in nature and may not consider your personal financial situation, objectives, or needs.
Derivatives, forex, and leveraged products carry high risk and may not be suitable for all investors. Consider the Product Disclosure Statement before investing.
Individual results may vary significantly based on market conditions, timing, and personal circumstances.
Professional Advice Recommendation
We strongly recommend consulting qualified professionals for advice regarding:
- Tax implications of investment strategies
- Estate planning and superannuation matters
- Insurance and risk management needs
- Complex financial product suitability
External Links Disclaimer
Our website may contain links to external websites. We have no control over third-party content and accept no responsibility for external site accuracy, availability, or security.
Jurisdiction and Governing Law
These terms are governed by Australian law and subject to Australian court jurisdiction.
Applicable Law
This disclaimer is governed by the laws of Australia and interpreted according to Australian Consumer Law protections.
State Variations
Some provisions may vary between Australian states and territories. Local consumer protection laws take precedence where applicable.
Dispute Resolution
Disputes will be resolved through Australian Financial Complaints Authority (AFCA) processes before court proceedings.
User Indemnification
You agree to indemnify us against claims arising from your use of our services, breach of terms, or violation of applicable laws or third-party rights.
Changes to This Disclaimer
We may update this disclaimer periodically. Continued use of our services after changes constitutes acceptance of revised terms.
Contact Information
For questions about this disclaimer or our services, please contact us:
Furellanovaq Pty Ltd
War Memorial Drive, North Adelaide SA 5006, Australia
Email: info@furellanovaq.com
Phone: +61434159802